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Modern Houses

Down payment as low as 3.5% 

Choose an FHA loan with flexible credit guidelines and lower down payment requirements!**

Our Clients Say 

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"He is always on top of updating the status of our loan. Very knowledgeable and has good contact and resources. He doesn’t make you feel pressured but sincerely allots time to explain everything. He is reliable. I highly recommend him!"

Ted - Optimus Funding Customer - Refinance

Home Loans

Low rates.
Save thousands.
Close fast.
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  • Apply 100% online, on your schedule.

  • 30 Years Fixed

  • Adjustable Rate Mortgage

  • FHA

  • Jumbo

HELOC

Approval in 5 minutes. Funding in as few as 5 days*

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  • Payoff your credit card

  • Remodel your home

  • Access your home equity

  • Low rates

  • Avaliable for Owner-occupied, second home or investment

Hard Money

Your partner in Investor-Friendly Lending

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  • DSCR Rental Loans

  • Hard Money Loans

  • Fix and Flip â€‹

  • Bridge Loan

  • Loan Term Rental 

  • No Appraisal

  • Close in 7 Days

Contact us

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Optimus Funding Inc

58 West Portal Ave #770

San Francisco CA 94127

415-680-8044

solutionsrealty88@gmail.com

Company NMLS# 2488083

Licensed as a Mortgage Broker in California only

NMLS Consumer Access 
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Affiliated Business Disclosure
 

©2023 by Optimus Funding

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*Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing.

**Refinancing may cause finance charges to be higher over the life of the loan. The FHA Streamline program may have stricter requirements in some states. In order to qualify for the FHA Streamline program, an immediate .5% minimum reduction in interest and mortgage insurance premium is required. Some states may require an appraisal. Rocket Mortgage, LLC; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. For additional information please visit www.rocketprotpo.com/disclosures-and-licenses/ ©2000-2025 Rocket Mortgage, LLC. All rights reserved. Lending services provided by Rocket Mortgage, LLC

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